India's Modern UPI Payment Gateway

Accept UPI Payments
With Xm Gateway

Fast payment collection, powerful payment links, API integration and business tools — wrapped in a premium golden experience.

Built for merchants, developers and growing online businesses.
Logo
Works With Major UPI Apps
GPayGoogle Pay
PhonePeUPI
PaytmPayments
BHIMUPI
Amazon PayUPI
CREDPay
Features

Packed With Everything
You Need

A premium toolkit for accepting and managing digital payments without unnecessary complexity.

✦

Multiple Payment Themes

Customize your payment experience with branded colors, layouts and a premium checkout look.

Fully Customizable
♟

Staff Management

Create staff access with role-based permissions and keep control of your business operations.

◉

Instant Support

Keep customer and merchant support accessible through your preferred support channels.

∞

Transaction Management

Track payment activity and organize your payment records from one dashboard.

▣

UPI App Support

Build payment flows designed for customers using popular UPI applications.

◷

Reliable Infrastructure

Designed for businesses that need a clean, responsive and dependable payment experience.

↗

Static PayLink

Create a reusable payment link and share it with customers through WhatsApp, Instagram, websites or any other channel.

🔒 Safe & Secure
🎁

Refer & Earn

Share your unique referral link and reward successful referrals according to your configured program.

✓ Referral Rewards
▣

Recharge Portal

Offer mobile, DTH and digital recharge services from a unified customer experience.

⚡ Fast Delivery
How It Works

Up & Running in Minutes

A simple onboarding flow for merchants and developers.

01

Create Account

Register your merchant account and complete the required setup.

02

Configure Gateway

Set your branding, payment settings and business preferences.

03

Share Payment Link

Use a PayLink or integrate the API into your application.

04

Track Payments

Monitor transactions and manage your payment workflow.

24×7Platform Access
APIDeveloper Ready
UPIPayment Focused
∞Business Potential
FAQ

Frequently Asked Questions

What is Xm Gateway?

Xm Gateway is a UPI payment gateway platform for collecting and managing UPI payments, payment links and developer integrations.

Which UPI apps can customers use?

The payment experience can be designed to support major UPI applications such as Google Pay, PhonePe, Paytm and BHIM, subject to your actual payment provider and integration.

How does Static PayLink work?

A reusable payment URL can be shared with customers. Your backend should create and verify the actual payment transaction before marking an order as paid.

Can I integrate Xm Gateway with my website?

Yes. A developer API section can provide endpoints, authentication, payment creation, callback/webhook verification and transaction status APIs.

Is the platform mobile friendly?

Yes. This landing page is responsive and optimized for mobile screens as well as desktop browsers.

Ready to Accept
UPI Payments?

Build your payment experience with Xm Gateway.