Accept UPI Payments
With Xm Gateway
Fast payment collection, powerful payment links, API integration and business tools — wrapped in a premium golden experience.

Packed With Everything
You Need
A premium toolkit for accepting and managing digital payments without unnecessary complexity.
Multiple Payment Themes
Customize your payment experience with branded colors, layouts and a premium checkout look.
Fully CustomizableStaff Management
Create staff access with role-based permissions and keep control of your business operations.
Instant Support
Keep customer and merchant support accessible through your preferred support channels.
Transaction Management
Track payment activity and organize your payment records from one dashboard.
UPI App Support
Build payment flows designed for customers using popular UPI applications.
Reliable Infrastructure
Designed for businesses that need a clean, responsive and dependable payment experience.
Static PayLink
Create a reusable payment link and share it with customers through WhatsApp, Instagram, websites or any other channel.
🔒 Safe & SecureRefer & Earn
Share your unique referral link and reward successful referrals according to your configured program.
✓ Referral RewardsRecharge Portal
Offer mobile, DTH and digital recharge services from a unified customer experience.
⚡ Fast DeliveryUp & Running in Minutes
A simple onboarding flow for merchants and developers.
Create Account
Register your merchant account and complete the required setup.
Configure Gateway
Set your branding, payment settings and business preferences.
Share Payment Link
Use a PayLink or integrate the API into your application.
Track Payments
Monitor transactions and manage your payment workflow.
Frequently Asked Questions
What is Xm Gateway?
Xm Gateway is a UPI payment gateway platform for collecting and managing UPI payments, payment links and developer integrations.
Which UPI apps can customers use?
The payment experience can be designed to support major UPI applications such as Google Pay, PhonePe, Paytm and BHIM, subject to your actual payment provider and integration.
How does Static PayLink work?
A reusable payment URL can be shared with customers. Your backend should create and verify the actual payment transaction before marking an order as paid.
Can I integrate Xm Gateway with my website?
Yes. A developer API section can provide endpoints, authentication, payment creation, callback/webhook verification and transaction status APIs.
Is the platform mobile friendly?
Yes. This landing page is responsive and optimized for mobile screens as well as desktop browsers.